Why Act Wise with a CDHP?
With a portfolio of consumer-driven health plans (CDHPs) available, Act Wise lets you choose coverage that not only works best for your company, but also allows your employees to choose coverage that works best for them. The Act Wise CDHP is ...
Simple
One partner and one connected solution for all your health care needs
Supportive
Guidance to help lighten the administrative workload
Smart
Combines the health and financial sides to help engage employees

See for yourself how this is a true one-stop shop for the needs of your business and your employees.
Watch a videoStill deciding on a plan?
With the Act Wise CDHP, you can choose from four benefit types to offer: a health savings account (HSA), a health reimbursement account (HRA), a flexible spending account (FSA) and Commuter benefits.
What’s the difference? Take a look ...
HSA
Health savings account
Funded by employer and/or employee
Funds roll over to next year
Tax-free disbursements for qualified health expenses and tax-free interest earned; pretax contributions
HRA
Health reimbursement account
Funded by employer only
Funds may roll over to next year
No taxes on disbursements for qualified expenses
FSA
Flexible spending account
Funded by employee only
Funds roll over to next year
Pretax contributions, tax-free disbursements for qualified health expenses
Commuter
Parking/transit benefits
Funded by employer and/or employee
Funds roll over to next year*
No taxes on disbursements for qualified expenses
* Optional, depending on the type of FSA offered. May need to purchase an FSA to purchase Commuter benefits. Product type may vary by state and group.